{"id":8669,"date":"2021-12-28T20:32:23","date_gmt":"2021-12-28T20:32:23","guid":{"rendered":"https:\/\/insolvencyandlaw.co.uk\/?p=8669"},"modified":"2023-10-03T16:40:00","modified_gmt":"2023-10-03T15:40:00","slug":"how-to-make-choices-for-unregulated-investments","status":"publish","type":"post","link":"https:\/\/illitigation.co.uk\/?p=8669","title":{"rendered":"Unregulated Investments- How To Make Choices"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"693\" height=\"486\" src=\"https:\/\/insolvencyandlaw.co.uk\/wp-content\/uploads\/2021\/12\/Should-you-make-an-unregulated-investment-or-not-pic.jpg\" alt=\"\" class=\"wp-image-8670\" srcset=\"https:\/\/illitigation.co.uk\/wp-content\/uploads\/2021\/12\/Should-you-make-an-unregulated-investment-or-not-pic.jpg 693w, https:\/\/illitigation.co.uk\/wp-content\/uploads\/2021\/12\/Should-you-make-an-unregulated-investment-or-not-pic-300x210.jpg 300w\" sizes=\"auto, (max-width: 693px) 100vw, 693px\" \/><figcaption class=\"wp-element-caption\">Conduct thorough research when making unregulated investment decisions<\/figcaption><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">There are many companies out there claiming to offer investors glorious returns, the dream scenario. They lure you in with promises and assurances that you&#8217;ll get far more investing with them than with banks. While that may be true on occasion, often these investment opportunities are unregulated.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"h-what-is-an-unregulated-investment\"><strong>What is an unregulated investment?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A business must be regulated by the <strong><em><a href=\"http:\/\/Financial Conduct Authority | FCA\" target=\"_blank\" rel=\"noreferrer noopener\">Financial Conduct Authority (FCA)<\/a><\/em><\/strong> to offer most financial services in the UK. If you engage with an unregulated business, you will not have access to the <strong><em><a href=\"http:\/\/Financial Ombudsman Service: our homepage (financial-ombudsman.org.uk)\" target=\"_blank\" rel=\"noreferrer noopener\">Financial Ombudsman<\/a><\/em><\/strong> or the<strong><em> <a href=\"http:\/\/Financial Services Compensation Scheme | FSCS\" target=\"_blank\" rel=\"noreferrer noopener\">Financial Services Compensation Scheme<\/a><\/em><\/strong>, and won&#8217;t have any assurances that you can get your hard-earned funds back.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is not impossible to get them back. Here at <em><strong>Insolvency &amp; Law<\/strong><\/em>, we have assisted many individuals in this exact scenario. But it is safe to say there is significant risk associated with this type of venture. Examples of common unregulated investments include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bamboo<\/li>\n\n\n\n<li>Diamonds<\/li>\n\n\n\n<li>Gold<\/li>\n\n\n\n<li>Hotels<\/li>\n\n\n\n<li>Land for development<\/li>\n\n\n\n<li>Land overseas<\/li>\n\n\n\n<li>Overseas agriculture<\/li>\n\n\n\n<li>Parking<\/li>\n\n\n\n<li>Precious metals<\/li>\n\n\n\n<li>Storage<\/li>\n\n\n\n<li>Student accommodation<\/li>\n\n\n\n<li>Wine<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"h-research-and-investigate\"><strong>Research and investigate<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">It&#8217;s important to note that not all unregulated investments are scams or end badly as they can produce fantastic returns for investors. And while they are still risky, there are things you can do to protect yourself:<\/p>\n\n\n\n<ol class=\"wp-block-list\" type=\"1\">\n<li>Always check <strong><em><a href=\"http:\/\/Companies House - GOV.UK (www.gov.uk)\" target=\"_blank\" rel=\"noreferrer noopener\">Companies House<\/a><\/em><\/strong> to see if the company is registered in the UK, and research the directors for any previous indiscretions<\/li>\n\n\n\n<li>Check online forums and social media groups for discussions about scam companies and experiences with investments<\/li>\n\n\n\n<li>Really do your due diligence with an unregulated investment. <strong><em><a href=\"https:\/\/insolvencyandlaw.co.uk\/due-diligence-the-best-remedy-for-cons-and-scams\/\" target=\"_blank\" rel=\"noreferrer noopener\">Find out more about due diligence here<\/a><\/em><\/strong><\/li>\n\n\n\n<li>Check the <strong><em><a href=\"https:\/\/www.fca.org.uk\/scamsmart\/warning-list\" target=\"_blank\" rel=\"noreferrer noopener\">FCA Warning List<\/a><\/em><\/strong> to make sure you&#8217;re not dealing with a known scam<\/li>\n\n\n\n<li>And always be wary of prospects that seem too good be true, especially when the promise of returns is unusually high<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">There is a lot to consider when deciding how to best make your money work for you. You want the best returns you can possibly get and most of the time that excludes the banks. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But if your choice is an unregulated investment, make sure you have done your <a href=\"https:\/\/illitigation.co.uk\/different-types-of-investment-scams\/\" title=\"research \">research <\/a>and haven&#8217;t put in all your life savings. Because it if seems too good to be true&#8230;it probably is!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><strong>Scam Alert<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This message serves as a warning against potential online scams, including <strong>website scams<\/strong> and <strong>investment scams<\/strong>. Please exercise caution and conduct thorough research before engaging in any online transactions or investments. Protect your personal and financial information from fraudulent activities, and consult with trusted sources for advice.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Insolvency and Law Peter Murray<\/strong> is an award-winning consultancy firm specialising in Insolvency, debt purchasing and business rescue.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>There are many companies out there claiming to offer investors glorious returns, the dream scenario. They lure you in with promises and assurances that you&#8217;ll get far more investing with them than with banks. While that may be true on occasion, often these investment opportunities are unregulated. What is an unregulated investment? A business must&hellip;<\/p>\n","protected":false},"author":31,"featured_media":8670,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3547],"tags":[3461,3476,3475],"class_list":["post-8669","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment-scams","tag-due-dilligence","tag-unregulated-investment","tag-unregulated-investment-scam"],"_links":{"self":[{"href":"https:\/\/illitigation.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/8669","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/illitigation.co.uk\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/illitigation.co.uk\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/illitigation.co.uk\/index.php?rest_route=\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/illitigation.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=8669"}],"version-history":[{"count":3,"href":"https:\/\/illitigation.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/8669\/revisions"}],"predecessor-version":[{"id":10820,"href":"https:\/\/illitigation.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/8669\/revisions\/10820"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/illitigation.co.uk\/index.php?rest_route=\/wp\/v2\/media\/8670"}],"wp:attachment":[{"href":"https:\/\/illitigation.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=8669"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/illitigation.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=8669"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/illitigation.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=8669"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}